💳 SmartCheq Wallet

Send your digital money instantly anywhere in Africa.

1

Upload

2

Count

3

Review

4

Claim

🔑

Not your wallet? Import an existing one

💳 Cash On Hand

Loading wallet…

🔧 Wallet Tools Backup & Advanced

Import from External Source

SD card · email · ZIP bundle. Not needed for P2P — registry handles balance automatically.

Self-Custody Backup

Cold storage backup. Re-import on any device to restore your wallet.

Manage Identities

Create a second identity (e.g., "My Savings" vs. "My Spending"). Switch between them from the Holder ID section above.

Have a Holder ID on another browser or device? Add it here — your balance stays in the registry, this just links it to this browser.

Display a QR code your other device can scan to import this wallet there.

Requires your Spend PIN. Your funds remain safe in the National Registry.

📂

Add Your Digital Cash Here

Select one file or an entire folder of digital cash files

💡 How It Works

Add any number of digital cash files. The system counts, verifies, and groups them by denomination. Then enter your Holder ID once to collect them all.

✓

—

Added to your wallet

📦 0 Collected Show breakdown ▾

🏦 Bulk

—

🛒 Trade

—

🪙 Micro

—

—

⚠ 0 failed (Already used)

📋 View Full Registry Report

💳

Welcome to SmartCheq

Digital cash backed by the National Registry.
Are you new here, or do you already have a wallet?

— or —

Already set up? Enter your Holder ID manually ↓

🗑️

Remove Identity

This cannot be undone on this device

🪪

—

⚠️ Are you sure? This will remove your access to these funds on this device. Your funds remain safe in the National Registry — but you will need your Recovery QR or ZIP backup to re-link this wallet.

💾 Make sure you have saved your Recovery Key or ZIP backup first.

⚠️

Important Legal Notice

All data, “cash codes,” vault balances, and transaction records within SmartCheq are mathematically simulated and hold zero real-world value. This software is not affiliated with any central bank, government, or financial institution. For research and educational purposes only.

Sandbox Testing Environment — No Real Value

This platform is a sandbox simulation only. No real money, currency, or digital value of any kind is created, transferred, held, or exchanged. All transactions are simulated for testing and demonstration purposes. SmartCHEQ is not affiliated with, endorsed by, or operating under the authority of any central bank, monetary authority, or government body. No financial services are provided. No real funds are at risk.

Copyright © 2017–2026 TowerPoint Group, Ltd. All rights reserved.

SmartCHEQ™ · bearerCORE™ sovereign protocol · For authorized institutional use only.