🧪 Research Environment

CBDC Pilot Sandbox

Experience the complete lifecycle of a Central Bank Digital Currency—from issuance to redemption—in a safe, offline simulation environment.

Learn More

Simulation Feature Walkthrough

What happens inside these modals

Feature for Testing Web App Module (Modal) Institutional Research Purpose
Get Cash Code Authorization Hub Sovereign Authorization: Facilitates secure key exchange. Tests the mechanism where the Consensus Layer validates a "Sovereign Identifier" before currency is credited. Send Money Liquidity Engine Algorithmic Issuance: Tests automated liquidity provisioning. Simulates host-minting triggered by real-time detection of trade flows (Fj→i) between partner nations. My Digital Cash Audit Dashboard Reserve Ledger Oversight: Enables reconciliation research. Audits "Secret Keys" to ensure the domestic monetary base (MBi) matches the authorized ledger issuance. Claim Digital Cash Bearer Claim Portal Digital Cash Possession: Upload one or thousands of CVIB note files to transfer ownership in the National Registry. Tests the bearer-model claim flow — possession of the PNG file is the authorization. Notes are grouped by denomination, verified against the registry, and claimed atomically. Download your personalised bundle (BWP_L-BWP_AA0000022_3BCF9681.png) for offline use, SD-card loading, or Mobile Money integration.

Click any feature above to launch the simulation tool

The Simulation Roadmap

Experience all four phases of a central bank's digital currency journey

🏦
Phase 1

Issuance & Minting

Simulate how a Central Bank creates digital currency supply with cryptographic signatures.

🏛️
Phase 2

Wholesale Distribution

Model how commercial banks receive and hold CBDC reserves from the central bank.

👥
Phase 3

Retail Circulation

Test peer-to-peer transfers and merchant payments in a simulated economy.

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Phase 4

Redemption & Audit

Explore currency redemption flows and audit trail verification.

⚙️ System Specifications

💻
Platform
macOS 12.0+ (Monterey or later)
Apple Silicon
💾
Storage
All ledger data stored locally in SQLite format
~50 MB
🔒
Connectivity
Operates in Fully Offline mode—no internet required after download
Air-Gapped

Get Started

Three steps to begin your CBDC simulation journey

🔍

Explore

Download the bearerCORE™ Desktop Application and the sample "Genesis Block" configuration.

Download on bearerCORE →
🏠

Experiment

Run the P2P simulation tool to observe real-time ledger updates on your local machine.

View Documentation →
📊

Evaluate

Export simulation logs (CSV) to analyze transaction velocity and system stress.

Built-in Export Tools
⚠️ Important Legal Notice

All data, "cash codes," vault balances, and transaction records within SmartCheq are mathematically simulated and hold zero real-world value. This software is not affiliated with any central bank, government, or financial institution. For research and educational purposes only.

🗑️

Remove Saved Contact?

Contact Name
abc123...xyz789

⚠️ You will need their Cash Code again to send them money in the future.

CBDC Preview
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💸
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⚠️

Already Transferred

The following CBDC notes have already been transferred and cannot be used again.

📱 Your Digital Cash Code QR

Let others scan this to send you money

How to use: The sender opens "Send Digital Cash" and taps the scan icon to read this QR code.